As a goal-oriented achiever, it only makes sense to get the right Credit Card to suit your lifestyle. An African Bank Silver Credit Card will do just that. It supports your lifestyle by offering you more choice, financial freedom and the power to purchase.
When applying for a Silver Credit Card, these are the great benefits you’ll enjoy.
For unforeseen, insurable circumstances get peace of mind with our Credit Life Insurance. You’ll be covered for:
For our free online and mobile services, register online where you can access your account information and services:
At African Bank, we offer credit that’s designed to meet your financial needs, with easy repayment plans. You need to be 18 years or older to qualify for the Silver Credit Card. To find out which Credit Card you qualify for, complete the form below and get an online offer. At African Bank, we aim to make your application process easier and quicker and that is why you will need the following documents:
All fees include 14% VAT. Interest rates are variable. Please take note that fees may be adjusted and all rebates may be amended or withdrawn by African Bank at any time upon written notice to the cardholder, in accordance with the National Credit Act 34 of 2005.
|Monthly service fee||R68.40|
|Card replacement fee||R114.00|
|Funds transfer fee||R5.50|
|SMS messaging service||FREE|
|Statement reprint per page||FREE|
|Purchase in South Africa||FREE|
|Cash back at POS||R7.50|
|Deposit fee(Plus 1.30% of transaction value over R250)||R5.70|
|ATM cash withdrawals above R100 (Plus 1.50% of transaction value)||R11.40|
|ATM cash withdrawals less than or equal to R100||R5.70|
|Declined transaction fees||R5.70|
|POS Purchase transactions||R5.70|
|ATM balance enquiry||R5.70|
|ATM cash withdrawal (Plus 1.50% of transaction value)||R22.80|
|Credit interest rate||2% p.a|
|Debit interest rate||
as per agreement
To download more information, simply click on any of our informative Silver Credit Card brochures below: