Get Extra Value Deals on your Loan.

Add an EXTRA VALUE DEAL to your Loan and get Back-to-Life this 2019!


We've got all those 2019 stationery and clothing needs sorted! Get EXTRA DISCOUNTS** t at our lifestyle partners when you add a portion of your Loan to an Extra Value Card.


Whether for school, work or varsity, we’ve got you covered with our Back-to-Life laptop bundle. Add the Mecer Xpression notebook bundle onto your Loan for only R3 999. This bundle Includes: Laptop, bag, printer, ink voucher, Vast 10GB Wifi & free delivery to your door!


*Terms, conditions and affordability rules apply. Service, initiation and insurance fees apply. Tech Deal delivery fees included. No device insurance included. Insurance underwritten by Guardrisk Life Limited Reg No.1999/013922/06. African Bank is an authorised financial services and registered credit provider. NCR Reg No: NCRCP7638. Reg No: 2014/176899/06. Offer valid from 29 January 2019 to 31 March 2019. **Discount voucher redemption rules apply.

Personal Loans

Moving in? Moving up? Settling down? Tell us how much you want to borrow and choose to pay us back at a pace you can manage and afford.

FROM R2 500

Depending on affordability, you can borrow up to R250 000


  • Fixed repayments
  • 24/7 support
  • Terms of 9 to 72 months
Consolidation Loan

Struggling to make multiple repayments to different lenders? Consolidate your debt and make a single, reduced monthly payment on the terms you choose.


Consolidate up to five accounts without any settlement quotes


  • Linked interest rate
  • 24/7 support
  • Terms of 18 to 72 months
15% Loan

Need a short-term loan you can pay off quickly? We’ll give you a fixed interest rate so you know exactly what you’ll be paying back each month.

FROM R5 000

Depending on affordability, you can borrow up to R50 000


  • Fixed repayments
  • Terms of 6 to 18 months
  • 24/7 support

How to apply

Applying for your Personal Loan is quick and easy. In just a few simple steps you could be on your way to personal financial freedom.

To ensure that your application is even quicker, make sure you have the following documents available to upload with your application, or when you visit a branch.

Latest original pay slip

Proof of residence

Identity document

Latest bank statement reflecting 3 salary deposits

Payment options range from 9-72 months.
Interest rate (APR) from 15% to 27.75%
Insurance rate from 5.04% to 5.4%
*Representative example: All prices include VAT, R20 000 borrowed for 12 months . Once off initiation fee (capitalized) R 1197 , Monthly admin fee R68.40. Representative APR 15% ,Representative insurance rate 5.4%. Monthly instalment amount payable R 2 036

What our customers are saying

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