Your credit score can affect major goals you have set for yourself, such as buying a car or a house, or even applying for a loan to start your business. This is why it’s important to maintain a good credit score at all times. If you have a poor credit score, don’t panic. There are ways to pick up a falling score before you hit rock bottom. Let’s look at three easy ways you can improve your credit score.

There are more than 8.8 million credit cards in issue, and more than 38 types of credit cards available in South Africa. South Africans have on average one credit card. So. Question is, are you using your credit card wisely?

Getting out of debt might seem like an impossible task, especially as the cost of living rises. However, there are ways to get out of the debt spiral: debt consolidation.

A consolidation loan can mean relief for many people with bad credit. Before applying for one, here’s all you need to know about consolidation loans.

You can pay off your debt in three steps: know what you owe, plan how you’re going to pay your debts, and track your progress. These tips will put you on track being debt free.

There are many good reasons to apply for a loan, one of the most common being consolidating debt into one short term loan repayment.