Maximise your Back-to-School budget with MyWORLD

How to maximise your Back-to-School budget with MyWORLD

2-3 min read Publish Date: 2025/01/28

How to maximise your Back-to-School budget with MyWORLD

2-3 min read Publish Date: 2025/01/28

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The back-to-school season often feels like a race against time and money. School fees, uniforms, supplies, and gadgets can quickly overwhelm your budget. However, taking advantage of affordable back-to-school deals and leveraging the benefits of African Bank’s MyWORLD account, you can prepare for the back-to-school season and reduce financial stress.

Start by listing all potential expenses

Make a list of the different items you’ll need to cover in your budget. Typical items include:

School uniforms and shoes
Stationery and books
Tech gadgets like tablets
Extracurricular fees

Then decide on a specific amount for each category. This system helps you prioritise and avoid overspending.

African Bank tip: Use MyWORLD’s Savings Pocket to save for school expenses. Separating savings for different needs means you don’t dip into other budgets.

Maximise back to school value

Shops often offer back-to-school discounts. Look for combo deals on uniforms or tech gadgets. Don’t forget to compare prices across stores. Shopping early can also save you from last-minute price hikes.

You can even take advantage of rewards programme benefits like our Audacious Rewards Grocery Benefit when shopping with your MyWORLD card at participating retailers like Shoprite Checkers, Usave, and OKto earn up to 2% back on your Back-2-School shopping. Audacious Rewards points can be redeemed for future purchases or converted into cash, on our Audacious Rewards online store giving you even more value for every rand spent.

Leverage MyWORLD benefits

With the MyWORLD account, managing school expenses becomes effortless.

Use the Power Pocket to budget for unexpected school costs.
Track your spending with the African Bank app, making sure you stay within your budget.

Prep for the new year

Once this season is over, start saving for the next. Small monthly deposits into a Savings Pocket can grow into a substantial amount by the time the new school year rolls around.

Make this back-to-school season stress-free. Let African Bank help you stay on track while giving your kids the start they deserve.

African Bank Limited 2014/176899/06, is an authorised FSP and registered Credit Provider (NCRCP7638)