We have a series of targeted investment products for our depositor client base including attorneys, assets managers and trustees
Call Deposits
A Call Deposit account enables you to invest your cash at an attractive interest rate. The benefit of a Call Deposit account is that additional deposits can be added at any time and your funds are available on request, with no penalties
- A discretionary minimum deposit amount of R50 000 is required for Call Deposits
- Interest earned on a Call Deposit account can either be paid to your bank account or capitalised
- NO BANK CHARGES or FEES are levied on our cash deposit products
| Period | NACM | Yield | Annual Effective |
|---|---|---|---|
| CALL | 7.25% | 7.50% | 7.50% |
Prime-Time Notice Deposits
A Prime-Time Deposit account allows you to deposit funds for a specified investment term with an interest rate linked to the current Prime Rate
- A discretionary minimum deposit amount of R50 000 is required for Prime-Time deposits
- Interest earned on a Prime-Time Deposit account can either be paid to your bank account or capitalised
- NO BANK CHARGES or FEES are levied on our cash deposit products
| Product | Rate NACM | Annual Effective | Fact Sheet & Product Rules |
|---|---|---|---|
| 32 DAYS NOTICE | 8.00% | 8.30% | Download PDF ⬇ |
| 63 DAYS NOTICE | 8.15% | 8.46% | Download PDF ⬇ |
| 91 DAYS NOTICE | 8.30% | 8.62% | Download PDF ⬇ |
| 126 DAYS NOTICE | 8.45% | 8.79% | Download PDF ⬇ |
| 182 DAYS NOTICE | 8.75% | 9.11% | Download PDF ⬇ |
| 365 DAYS NOTICE | 9.00% | 9.38% | Download PDF ⬇ |
Flexi Notice Deposits
A Flexi Notice Deposit account allows you to deposit funds for a specified investment term with an interest rate linked to the current Prime Rate
- A discretionary minimum deposit amount of R250 000 is required for Flexi Notice Deposits
- Interest earned on a Flexi Notice Deposit account can either be paid to your bank account or capitalised
- NO BANK CHARGES or FEES are levied on our cash deposit products
We reserve the right to cap these products at our sole discretion. Minimum Investment size per Prime-Time Notice Deposit product: R250 000.00 Maximum Investment size per Flexi Notice Deposit product: R25 million.
| Product | Rate NACM | Annual Effective | Fact Sheet & Product Rules |
|---|---|---|---|
| FLEXI NOTICE - 32 DAYS | 8.25% | 8.57% | Download PDF ⬇ |
| FLEXI - 42 DAYS | 8.43% | 8.76% | Download PDF ⬇ |
| FLEXI NOTICE - 91 DAYS | 8.58% | 8.93% | Download PDF ⬇ |
| FLEXI NOTICE - 126 DAYS | 8.80% | 9.16% | Download PDF ⬇ |
| FLEXI NOTICE -182 DAYS | 9.02% | 9.40% | Download PDF ⬇ |
Fixed Deposits
A Fixed Deposit account allows you to invest funds for a specific period, with a pre-determined interest rate that does not fluctuate during the duration of your investment.
| Period | NACM | Yield | Annual Effective |
|---|---|---|---|
| 1 Week | 7.35% | 7.35% | 7.60% |
| 2 Weeks | 7.45% | 7.45% | 7.71% |
| 3 Weeks | 7.55% | 7.55% | 7.82% |
| 1 Month | 7.70% | 7.70% | 7.98% |
| 2 Months | 7.73% | 7.75% | 8.01% |
| 3 Months | 7.75% | 7.80% | 8.03% |
| 4 Months | 7.77% | 7.85% | 8.05% |
| 5 Months | 7.80% | 7.90% | 8.08% |
| 6 Months | 7.82% | 7.95% | 8.11% |
| 7 Months | 7.84% | 8.00% | 8.13% |
| 8 Months | 7.87% | 8.05% | 8.16% |
| 9 Months | 7.94% | 8.15% | 8.24% |
| 10 Months | 7.96% | 8.20% | 8.26% |
| 11 Months | 8.03% | 8.30% | 8.33% |
| 12 Months | 8.05% | 8.35% | 8.35% |
| 18 Months | 8.26% | 8.76% | 8.58% |
| 24 Months | 8.35% | 9.05% | 8.68% |
| 36 Months | 8.45% | 9.58% | 8.79% |