1. Legal Documents

Legal & Compliance

Compliance

  • Code of Banking Practice
    Download
  • National Credit Amendment Act
    Download
  • National Credit Act, No 34 of 2005
    Download
  • PAIA Manual October 2016
    Download
  • Conflict of interest policy with Guard risk Annexes 1,2,3
    Download
  • New Affordability Regulations
    Download
  • Removal of adverse consumer credit information
    Download
  • FIC Act, No 31 of 2001
    Download
  • FIC Regulations
    Download
  • Conflict of interest policy with Guardrisk
    Download
  • Conflict of interest policy with Stangen
    Download

The insurer of your credit life policy, sold to you by African Bank, is The Standard General Insurance Company Limited. This will change to Guardrisk Life Limited. Your benefits will remain secure and unchanged. Please see the documents below for further information.

  • FSB Notification and Annexures
    Download
  • Transfer Agreement
    Download
  • Addendum to Transfer Agreement
    Download
  • Stangen resolution Board of Directors
    Download
  • Guardrisk resolution Board of Directors
    Download
  • Stangen Annual Financial Statements 2016
    Download
  • Guardrisk Statutory Actuary Report
    Download
  • Communication Notice Annexure 2 Formal notice (Eng)
    Download
  • Communication Notice Annexure 3 Formal notice (Afrikaans)
    Download
  • Communication Notice Annexure 4 (FAQ)
    Download
  • Guardrisk Annual Financial Statements 2016
    Download
  • Stangen Statutory Actuary Report
    Download

Legal

Disclosure

  • African Bank Conflict of Interest Policy detailing Guardrisk Life Limited
    Download
  • Conflict of Interest Management Policy in terms of The FAIS General Code of Conduct
    Download

Addition

  • Income and expense declaration - English
    Download
  • Income and expense declaration - Sesotho
    Download
  • Income and expense declaration - Zulu
    Download