Access Accumulator

This is one of African Bank’s most innovative products, proudly unique in the market. With Access Accumulator, you can invest your money with the ability to access it, in full or partially. The distinct feature of the Access Accumulator is that it allows you to earn market leading interest rates that increase monthly over a maximum term of 24 months. You have the flexibility of making a withdrawal request at any time and payout will be processed within 24 hours – no notice period, no penalty. This way you're able to get your money almost immediately, while you benefit from the monthly incremental interest rate that grows your money.
  • Rates quoted are valid for today only, given that funds are received today, and may change over time. * Interest rates on expiry are quoted for illustration purposes, based on a 24 month period.
  • Terms and conditions apply. Disclaimer: African Bank cannot advise you of the tax implications of investing. It is recommended that you contact your financial advisor or your tax consultant.

Calculate the returns on your investment at market leading rates.

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More about the Access Accumulator

If you're interested in investing your money using an Access Accumulator Account, here are a few reasons you should be convinced.

Earn increasing interest

Your interest increases by 0.15% monthly, for the duration of 24 months. The interest rate will never decrease for the duration of the investment.

Access to your money

You have access to your money at any time either partially or fully and payment is processed within 24 hours of your request.

Investment maturity

After 24-months the investment matures and you may consider re-investment options or pay-out.

Interest pay-out

After 24 months the investment matures and you may consider reinvestment or pay-out

Easy Application

Register online and open your account online in less than 5 minutes.

Anniversary Month

The month that you funded your account will be your annual Anniversary Month.

How to apply

With a minimum of R500.00, opening an account is easy. We’ll help you along the way with any of your inquiries. To kick-start your savings journey, simply enter your details below.


Identity document


Proof of residence

Do you need more information to make your investment decision easier? Click on any of the informative African Bank documents below to download.

Terms and Conditions

We cannot advise you on the tax implications of investing. It is recommended that you contact your financial advisor or tax consultant.

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